Step-up SIP Calculator
See how increasing your SIP every year grows your wealth far faster.
Total Value
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Why step-up SIP beats a flat SIP
A step-up (or top-up) SIP increases your monthly investment by a fixed percentage every year — usually in line with your salary growth. Because the later, larger contributions still get years to compound, even a 10% annual step-up dramatically increases your final corpus compared with a flat SIP.
Frequently asked questions
What step-up should I choose?
Many investors match their expected annual salary hike — commonly 5–10%. Even a small step-up makes a large long-term difference.